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Mobile Payments

What has been the most innovative Mobile Payment service showcasing usability and security in 2023?

Evina DCB 360

Our anti-fraud solution Evina DCB 360 secures mobile payment traffic by monitoring transactions and detecting fraudulent attempts that are often imperceptible to mobile operators. Our cutting-edge technology distinguishes between a real transaction, operated by a human, and a bot attempt – resulting in high accuracy (99.94% fraudulent transactions detected) and minimal false positive rates (0.06% false-positive rate). Our technology reduces customer complaint rates, preventing users from being unwillingly subscribed to services and getting their money stolen, and allows operators to simplify payment processes with peace of mind.

This produces a positive ripple effect:

– Renewed customer trust in the payment flow, as mobile fraud victims decrease,
– Service providers can clean their advertising traffic,
– Mobile operators preserve their brand image and can unlock direct carrier billing (one-click payments) as an additional payment method.

Evinaâ’s DCB 360 suite of cybersecurity solutions consists of its award-winning flagship solution DCBprotect which blocks hacking attempts on carrier billing perpetrated by malware, and four additional solutions designed to target all specific technical aspects of carrier billing protection.

CredBraine (Micro-Lending services)

Introducing CredBraine, a next-gen AI/ML-driven intelligent lending platform that includes Loan Origination, Loan Management, Loan Servicing and all the other core modules that are required to enable unsecured lending programs like Microloans and Digital Line Credit.
CredBraine empowers lenders like Banks, NBFCs, Telcos and others to launch retail lending programs or specialized lending programs to their existing customer base or to new customers without worrying about the complexities of technology.

CredBraine, through its robust technology platform, promotes financial inclusivity for new credit borrowers. This is achieved through credit scoring using alternate data sources like Telecom/GSM data, Mobile Money Data, Transactional Data, etc.

What sets us apart from our competitors is the diverse set of use cases that our technology platform has delivered, including Farmer Lending, Handset Lending, Utility Lending, Retail Consumer Lending, etc. We have the capability to identify the fine nuances of implementation for multiple use cases, including farmer lending, retail consumer lending, device lending, utility lending, etc., that provides us with the edge over our competitors.

In conclusion, CredBraine stands as a cutting-edge solution, revolutionizing lending practices with its AI/ML-driven platform. With a focus on inclusivity and versatility, our solution empowers financial institutions to effortlessly navigate the complexities of unsecured lending, fostering innovation and meeting diverse lending needs.


Globalgig’s Orchestra is a Software-as-a-Service (SaaS) platform that gives customers access to wireless, SD-WAN, network services, voice, managed services, equipment inventories, and self-service and advanced reporting capabilities for wireless services worldwide. Orchestra provides inventory and billing information across all Globalgig global services and equipment.

Wireless customers can easily activate and manage their entire inventory of wireless SIM cards, ensuring a seamless global experience across all mobile network operators. Additionally, Orchestra’s user-friendly, cloud-based platform can be accessed through a comprehensive range of application programming interfaces (APIs) for optimized performance. Globalgig also uses APIs to connect with suppliers globally, allowing for rapid provisioning and service repairs.

WhatsApp Pay - MakeMyTrip & CMRL

Revolutionizing Mobile Payments with Karix: The CMRL and MMT Collaboration

In today’s fast-paced digital era, mobile payments have emerged as a cornerstone of modern commerce, offering unparalleled convenience and efficiency to users worldwide. At the forefront of this revolution stands Karix, a pioneer in the Communication Platform as a Service (CPaaS) landscape and a wholly owned subsidiary of Tanla Platforms Limited. Leveraging its extensive expertise and innovative solutions, Karix is transforming the landscape of mobile payments, ensuring both usability and security are paramount.

Introducing Karix’s Advanced Payment Middleware

Karix’s payment middleware represents a paradigm shift in mobile payment solutions, seamlessly connecting enterprises with their preferred payment gateways through the ubiquitous platform of WhatsApp. This cutting-edge solution is fortified with advanced encryption and fraud detection systems, guaranteeing that transactions are not only smooth but also highly secure.

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Unmatched Features of Karix’s Payment Middleware:

Robust Security: Incorporating state-of-the-art encryption and security protocols to safeguard every transaction, instilling confidence in users regarding the safety of their financial data.
Scalability: Engineered to effortlessly handle increasing transaction volumes without compromising performance, ensuring a seamless experience even during peak usage periods.
Multi-Gateway Integration: Compatible with leading payment gateways such as Bill Desk, PayU, and RazorPay, providing businesses with the flexibility to choose the service that best aligns with their requirements.

Seamless Commutes with Chennai Metro Rail (CMRL)
Karix’s collaboration with CMRL signifies a groundbreaking advancement in leveraging mobile technology for public transportation. By integrating WhatsApp Payments through Bill Desk, Karix has facilitated a revolutionary ticketing experience for over 300,000 daily commuters, enabling them to purchase metro tickets effortlessly and securely within seconds.

Thiru. M.A. Siddique, I.A.S., Managing Director, CMRL, stated, “At Chennai Metro Rail Limited, we have always been at the forefront of providing the best-in-class services to our customers. We are proud of the launch of the CMRL’s WhatsApp chatbot for all Chennai Metro commuters. This WhatsApp chatbot will provide commuters a faster and easy digital solution at their fingertips. Passengers can now conveniently book their tickets, check fares and avail a host of other related services from within the safe and reliable interface of their WhatsApp. And this will add immense value and convenience to commuters by saving their time and doing away with long queues.”

Ravi Garg, Director, Business Messaging, India at Meta, which owns WhatsApp, commented on this partnership, stating, “WhatsApp’s easy user interface and multilingual capabilities make it an obvious choice for utility services like daily transportation. We are delighted to support the Chennai Metro Rail Corporation in building this WhatsApp chatbot with Karix and are excited at this solution bringing immense value and convenience to Chennai metro commuters in their everyday travel by eliminating long queues and making information and ticketing accessible at the touch of a button, all within the comfort of their WhatsApp.”

Impacts of CMRL Collaboration:

Enhanced User Experience: More than 300,000 commuters benefit from a simplified and frictionless process to acquire metro tickets daily, enhancing their overall travel experience.
Security and Reliability: The implementation of advanced security measures ensures that each transaction is secure, fostering trust and confidence among users in the reliability of mobile payments.

Elevating Gifting Experiences with MakeMyTrip (MMT)

In another stride towards enhancing convenience, Karix’s partnership with MMT through PayU’s gateway has revolutionized the gifting process. Users now have the ability to select, purchase, and send MakeMyTrip gift cards directly from WhatsApp, making gifting an instant and delightful experience.

Impacts of MMT Collaboration:

Instant Gifting Solutions: Streamlines the process of gifting, allowing users to send gift cards within moments, eliminating the need for lengthy procedures.

Secure and Hassle-Free: The integration ensures that every gift card purchase is secure, providing users with peace of mind and enhancing their overall gifting experience.

Conclusion: Shaping the Future of Mobile Payments

Karix is not merely facilitating transactions; it is spearheading a future where mobile payments epitomize ease, security, and seamless integration into daily life. Through strategic collaborations with CMRL and MMT, Karix is pushing the boundaries of what is possible in the realm of mobile payments, empowering users one chat at a time. The journey with Karix into the future of payments is an invitation to experience the pinnacle of digital transaction technology.

Mobile Invoice

With Mobile Invoice, your customers can pay invoices anytime, anywhere with the preferred payment method they like.

Mobile Invoice enables you to send invoices via SMS wit recurring silent billing and OCR passthrough

LINK Mobile Invoice gives you access to all payment channels in one integrated payment system.

Use the service for all types of payments, including events, sending reminders and charging for digital services and content.

It’s not only convenient for your customers, but also easy, efficient and secure to use.

With this cost-effective, dynamic and flexible way of invoicing your customers, paper invoices are no longer needed.


Shemaroo is 60 years old Indian company and been catering to International telco payments since last 6 years. Looking forward to expand business to larger regions and add more telco payments.

Shemaroo has always aimed at bringing smiles to millions of Indians around the globe, irrespective of the language they speak. Having started off as one of India’s first book circulating library way back in 1962, we continue to innovate even today to bring a wholesome dose of entertainment across various genres using the latest forms of pathbreaking technology. Our goal is not just to stay in sync with the times but to innovate ways create new mediums of delivering fun to all our viewers.


TPAY serves as the Payment CONNECTOR, bringing the unconnected into the digital world by being the region’s most reliable facilitator for online micropayments.

We act as an intermediary between more than 1000 digital service providers & 100 payment channels.

We are the leader in the Middle East, Turkey, and Africa when it comes to mobile payments. we have been building our network connections for the last 10 years, acting as a prominent partner to all our partners among different verticals such as streaming, gaming, transportation, insurance…etc.
We simply connect digital merchants, such as Google, HUAWEI, Shahid, Passolig, to over 720M potential users in 31 countries in META with a single API integration.

We are one of the META region’s payment Gurus, with extensive understanding of the region’s rules, legal processes, cross-border barriers, and operators’ limitations.

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Our Vision is to unify META region through unparalleled network reach, merchant alliances, & payment transaction excellence.

Values we live with

– We are merchant centric, as we put our partners at the heart of everything we do.

– We are innovative, staying at the forefront of advancements in our industry.

– We seek excellence by upholding the highest standards across all facets of our operations.

– We are keen to foster trust with our partners thought securing the transactions without compromises.

– We constantly expand our knowledge, expertise, & our industry know-how to embody industry leadership.


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The MEFFYS 2024

The 19th Annual MEFFYS Awards will be in Barcelona with the winners of 7 categories announced LIVE on the night. Glitz, glamour, press red carpet, entertainment plus lots more – it is time to take the pulse of the latest new ideas and trends.

Interested in taking part or becoming a sponsor? Contact us at